{"id":477,"date":"2026-09-29T16:50:22","date_gmt":"2026-09-29T16:50:22","guid":{"rendered":"https:\/\/karelsterling.com\/?page_id=477"},"modified":"2026-10-12T03:41:57","modified_gmt":"2026-10-12T03:41:57","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/karelsterling.com\/es\/terms-and-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"<p>Last Updated: October 11th, 2026<\/p>\n\n\n\n<p>Welcome to Karelsterling.com<\/p>\n\n\n\n<p>By accessing or using this Website, you agree to these Terms &amp; Conditions. If you do not agree with these terms, please do not use the Website.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Educational and Informational Content<\/li>\n<\/ol>\n\n\n\n<p>The content on this Website is provided for general educational and informational purposes. It may include information about wealth building, financial education, entrepreneurship, investing, real estate, personal development, generational wealth, asset protection, and related subjects.<\/p>\n\n\n\n<p>Nothing on this Website constitutes personalized financial, investment, legal, tax, accounting, or other professional advice.<\/p>\n\n\n\n<p>Please see our Financial Disclaimer for additional information.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>No Financial or Investment Advice<\/li>\n<\/ol>\n\n\n\n<p>I am not a financial advisor, investment adviser, broker, attorney, accountant, or other licensed professional unless expressly stated otherwise.<\/p>\n\n\n\n<p>You are responsible for conducting your own research and obtaining advice from qualified professionals who understand your individual circumstances before making financial, investment, legal, tax, or business decisions.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Guest Contributors and Third-Party Content<\/li>\n<\/ol>\n\n\n\n<p>This Website may feature interviews, podcasts, articles, videos, opinions, or other contributions from guests and third parties.<\/p>\n\n\n\n<p>Guests and contributors are responsible for their own statements and opinions. Their appearance or participation on this Website does not constitute an endorsement or guarantee of their views, businesses, products, services, or investment opportunities.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>No Guarantees<\/li>\n<\/ol>\n\n\n\n<p>We do not guarantee any particular financial, investment, business, or personal outcome from using the information provided on this Website.<\/p>\n\n\n\n<p>Past performance does not guarantee future results. All investments and financial decisions involve risk.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Your Responsibility<\/li>\n<\/ol>\n\n\n\n<p>You acknowledge that you are solely responsible for your own decisions, actions, and results.<\/p>\n\n\n\n<p>Any decision you make after reading, watching, hearing, or otherwise engaging with content on this Website is your own responsibility.<\/p>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>Intellectual Property<\/li>\n<\/ol>\n\n\n\n<p>Unless otherwise indicated, the content on this Website\u2014including text, graphics, logos, photographs, videos, original materials, and other content\u2014is owned by or licensed to us and is protected by applicable intellectual-property laws.<\/p>\n\n\n\n<p>You may not reproduce, distribute, modify, publish, sell, or commercially exploit our original content without prior written permission.<\/p>\n\n\n\n<ol start=\"7\" class=\"wp-block-list\">\n<li>Third-Party Websites and Services<\/li>\n<\/ol>\n\n\n\n<p>This Website may contain links to third-party websites, products, services, or resources.<\/p>\n\n\n\n<p>We do not control and are not responsible for the content, accuracy, privacy practices, availability, or policies of third-party websites.<\/p>\n\n\n\n<p>Your use of third-party websites and services is subject to their own terms and policies.<\/p>\n\n\n\n<ol start=\"8\" class=\"wp-block-list\">\n<li>Affiliate Relationships<\/li>\n<\/ol>\n\n\n\n<p>If we use affiliate links or other compensated links, we will make reasonable efforts to disclose those relationships where required.<\/p>\n\n\n\n<p>An affiliate relationship does not change our commitment to providing educational content.<\/p>\n\n\n\n<ol start=\"9\" class=\"wp-block-list\">\n<li>Website Availability<\/li>\n<\/ol>\n\n\n\n<p>We make reasonable efforts to keep the Website available and accurate, but we do not guarantee that the Website will always be available, uninterrupted, error-free, or completely current.<\/p>\n\n\n\n<ol start=\"10\" class=\"wp-block-list\">\n<li>Limitation of Liability<\/li>\n<\/ol>\n\n\n\n<p>To the fullest extent permitted by applicable law, we are not responsible for losses, damages, expenses, or consequences arising from your use of, or reliance upon, information provided through this Website.<\/p>\n\n\n\n<p>Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.<\/p>\n\n\n\n<ol start=\"11\" class=\"wp-block-list\">\n<li>Changes to These Terms<\/li>\n<\/ol>\n\n\n\n<p>We may update these Terms &amp; Conditions from time to time. Updated terms will be posted on this page with a revised \u201cLast Updated\u201d date.<\/p>\n\n\n\n<p>Your continued use of the Website after changes are posted constitutes acceptance of the updated terms, to the extent permitted by applicable law.<\/p>\n\n\n\n<ol start=\"12\" class=\"wp-block-list\">\n<li>Governing Law<\/li>\n<\/ol>\n\n\n\n<p>These Terms &amp; Conditions shall be governed by the applicable laws of Georgia, USA, without regard to its conflict-of-law principles, unless otherwise required by applicable law.<\/p>\n\n\n\n<ol start=\"13\" class=\"wp-block-list\">\n<li>Contacto<\/li>\n<\/ol>\n\n\n\n<p>Questions regarding these Terms &amp; Conditions may be directed to:<\/p>\n\n\n\n<p>Karel Sterling<br>wealth@karelsterling.com<br>https:\/\/karelsterling.com<\/p>","protected":false},"excerpt":{"rendered":"<p>Last Updated: October 11th, 2026 Welcome to Karelsterling.com By accessing or using this Website, you agree to these Terms &amp; Conditions. If you do not agree with these terms, please do not use the Website. The content on this Website is provided for general educational and informational purposes. 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